AAA's course is an easy way to
lower portions of your auto insurance
by up to 10% for 3 years.

Defensive Driving

6-Hour Point & Insurance Reduction

The AAA Defensive Driving course provides tips and techniques on how to reduce risk through proper management of visibility, time, and space, how to handle emergencies, and driver and passenger safety.

Licensed drivers receive a certificate upon completion that can lower portions of their insurance premium by up to 10% for 3 years, as well as take up to 4 points off of their driving record for moving violations within the last 18 months.

  • The classroom setting allows for interaction with AAA certified instructors.
  • Many convenient classroom times & locations are available.
  • Choose from one 6-hour session or two 3-hour sessions.
  • Certificate is provided at the end of the session.*
  • No final exam.

Classrooms & Course Schedules


*If pre-registered at least 3 days in advance. Otherwise, the certificate will be mailed upon completion.

  • Offers convenience to take the course at home at any time.
  • Allows you to stop and resume at your leisure.
  • Must be completed within 30 days of registration date.
  • Certificate is mailed upon completion.
  • No final exam.

AAA Members - Take the Course Online


Non-Members: Take the Course Online

FAQs

Do I still have to pay NYS the driver assessment fee, if I have taken the Driver Improvement course and reduced the points on my license?

Yes. An accident prevention course and point reduction do not affect a driver responsibility assessment. Please visit http://dmv.ny.gov/pirp.htm for more information.

Does AAA send my completion certificate directly to my automobile insurance company?

No. You must contact your insurance company and supply your certificate to them for insurance reduction benefits.

What happens if I am unable to attend the class that I was registered for?

Please call (800) 836-2582 or email us at driverprograms@nyaaa.com to cancel or reschedule a class. Cancellation fees may apply.

Do you hold any classes offsite for groups or companies? If so, can we book you to come to our site and hold a class?

Yes. We can accommodate offsite groups of approximately 18 or more. A discounted corporate or group rate would also apply. Email us with your information at driverprograms@nyaaa.com for more details.

Can a husband and wife BOTH take the course and BOTH receive the 10% discount, if they have two vehicles insured on the same policy?

Generally yes, though some insurance companies will only discount the primary driver on each vehicle.

Are AAA's classroom and online Defensive Driving courses approved by the DMV for insurance discounts and point reduction?

Yes. AAA Defensive Driving courses are approved by the DMV for insurance discounts and point reduction. Please visit: http://dmv.ny.gov/pirp.htm for more information.

I misplaced the completion certificate from my Defensive Driving class. How can I get a copy?

If you have lost your completion certificate for an online course, please call (877) 476-1254. For classroom courses, please call (800) 836-2582.