• Point & Insurance Reduction.
  • Lower your insurance premiums and
  • remove points from your license,
  • online or in a classroom.
Find a Classroom Near You Take the Course Online (Members)

Defensive Driving

6-Hour Course Reduces Insurance Premiums & Points

AAA's Defensive Driving course provides drivers with tips and techniques on how to be safer drivers by reducing risk through proper management of visibility, time, and space, how to handle emergencies, and driver and passenger safety.

Licensed drivers receive a certificate upon completion that can lower portions of their insurance premium by up to 10% for 3 years as well as reduce up to 4 points from their driving record for moving violations within the last 18 months.

You can take this 6-hour course in a classroom near you or online. There is no final exam.

  • Classroom Course. Take one 6-hour session or two 3-hour sessions. View classroom locations and schedules below.
  • Online Course. You have 30 days from your registration date to complete the course, and you can stop and resume at your convenience. Your certificate is mailed to you upon completion.

Defensive Driving Classroom Courses

View Classrooms & Schedules
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Register (Non-Members)

Defensive Driving Online Course

Take the Online Course (Members)
Take the Online Course (Non-Members)
Resume Your Online Course

The 10% reduction on the Collision, Liability, and No-Fault portions of your auto and motorcycle insurance is good for up to 3 years, after which you may take the course again to maintain the discount.

Point reduction applies only to points assessed for violations that occurred within the 18 months immediately before course completion. It does not affect points for earlier violations, and cannot be used as "credit" against future violations or points. If your license has already been revoked or suspended, or if a violation hearing has already been scheduled, point reduction will not affect that action.

FAQs

What happens if I am unable to attend the class that I was registered for?

Please call (800) 836-2582 or email us at driverprograms@nyaaa.com to cancel or reschedule a class. Cancellation fees may apply.

Do you hold any classes offsite for groups or companies? If so, can we book you to come to our site and hold a class?

Yes. We can accommodate offsite groups of approximately 18 or more. A discounted corporate or group rate would also apply. Email us with your information at driverprograms@nyaaa.com for more details.

Can a husband and wife BOTH take the course and BOTH receive the 10% discount, if they have two vehicles insured on the same policy?

Generally yes, though some insurance companies will only discount the primary driver on each vehicle.

Would it be possible for an instructor to pick up my son or daughter and take them to their road test?

Yes, both our AAA License To Learn program and AAA Driving Lesson packages include this option.

Are AAA's classroom and online Defensive Driving courses approved by the DMV for insurance discounts and point reduction?

Yes. AAA Defensive Driving courses are approved by the DMV for insurance discounts and point reduction.

I misplaced the completion certificate from my Defensive Driving class. How can I get a copy?

If you have lost your completion certificate for an online course, please call (877) 476-1254. For classroom courses, please call (800) 836-2582.

I would like my child's school to partner with AAA to provide Driver Education. Where can I get more information?

Please email us at driverprograms@nyaaa.com for more information about AAA Driver Education in your child's school.
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