Yes, debit cards may be used provided they maintain the logo for MasterCard or Visa. (Check cards) An initial authorization is obtained and a hold is put on your card for the funds required. If the authorization is obtained when placing the Roadside Assistance call and later it is determined that a charge is not necessary, the funds will be posted back to the bank account in the next 7-10 business days. The time frame it takes for the funds to be posted back to the bank account is determined by the financial institution where your account is help.