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Commercial Insurance
Whether your small business is under $5M in Gross Annual Revenue, is less than $300k in annual payroll or has a fleet of less than 9 vehicles, you can trust AAA to provide you with insurance solutions that meet your business's unique needs.
AAA Insurance takes one major worry out of your workday. With Insurance you can count on, you can rest easy knowing you're protected, so you can focus on more important things, like achieving your business goals.
You will receive professional, yet personal attention from dedicated small business insurance representatives with a collective 100+ years of insurance industry experience.
Our insurance offerings include:
General Liability
Foundational policy that covers basic business exposures. Protects your business in case of third party claims such as bodily injury or property damage.
Business Owner Policy (BOP)
Packages General Liability, Commercial Property and Business Interruption into one policy.
Cyber Liability
Protects a company that has been a victim of a cyber attack or data breach.
Commercial Auto
Coverage for one vehicle or an entire fleet.
Professional Liability
Helps protect your business if a client believes they suffered a loss to an error or omission on your part.
Workers Compensation
Compulsory in many states, covers employees lost wages and the cost of resulting medical treatment if they suffer a work-related injury or disease. It also covers services needed to help the employee recover and return to work.
Insurance products sold through AAA Members Insurance Agency of Western & Central New York, Inc., are underwritten by various insurance providers including CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting guidelines, and applicable laws. Applicants may not qualify for all coverages, benefits, and discounts. Discounts are subject to eligibility requirements. Insurance coverage is not included in the price of AAA Membership. Participants in insurance programs incur separate costs for insurance. Life Insurance is underwritten by AAA Life Insurance Company of New York, Garden City, NY. AAA Life Insurance Company of New York is only licensed in New York. Administrative office: 17900 N Laurel Park Dr., Livonia, MI 48152. © 2024 AAA Western and Central New York.