When you think of AAA, you might think of our iconic roadside assistance trucks or our expert travel services. These services are pillars of AAA's reputation, but AAA also offers exclusive financial services that you may not know about. Get to know these AAA services that can significantly benefit your financial well-being.
 

Fast, affordable auto loans

Need to finance your next car purchase? Look no further than AAA's low-cost auto loans. If you're a qualified borrower, you can enjoy some of the most competitive rates in the market, along with terms that can be tailored to suit your budget. AAA offers a unique perk: no payments for the first 90 days on new loans or refinanced loans from another financial institution. Plus, you can complete your loan application and payment process online or over the phone, making it a hassle-free experience.

Auto buying & loans

AAA Mastercard® Gift Cards

AAA doesn't just help you get from point A to point B; we can also assist you with your gifting needs. The AAA Mastercard® Gift Card is a versatile option that's accepted like cash for shopping, dining, and online purchases. These single-use, non-reloadable cards can be used anywhere Mastercard debit is accepted, providing a safer alternative to cash. Whether it's for graduations, birthdays, weddings, or holidays, AAA gift cards are a thoughtful and practical choice

AAA Mastercard® Gift Cards

Better ways to save

Did you know that AAA has partnered with Discover to offer members a range of savings products designed to help you grow and manage your assets effectively? Through Discover Bank, AAA Members can access high-yield Certificate of Deposits (CDs), Savings Accounts, and Money Market Accounts. The process to get started can be completed in just three easy steps: provide your information, fund your account (with no minimum deposit required), and wait for your Welcome Kit to arrive. It's never been easier to start saving.

deposit & savings programs

More cash back with AAA credit cards

Your wallet may already be stuffed with credit cards, but are they giving you the perks and cashback rewards you deserve? AAA offers two enticing options – the AAA Daily Advantage Visa Signature® Credit Card and the AAA Travel Advantage Visa Signature® Credit Card. With both cards, you can enjoy cashback rewards on various purchases and experiences.
 

With purchases on the AAA Daily Advantage card, you earn:

• 5% Cash Back on Grocery Store purchases.¹
• 3% Cash Back on Gas & Electric Vehicle-charging stations, Wholesale Clubs, Streaming Services, Pharmacy, and AAA purchases.²
• 1% Cash Back on all other purchases.³
• $100 statement credit when you spend $1,000 within the first 90 days of account opening.⁴
• No Annual Fee or Foreign Transaction Fees.⁵

With purchases on the AAA Travel Advantage card, you earn:

• 5% Cash Back on Gas & Electric Vehicle-charging stations.¹
• 3% Cash Back on Grocery Store, Restaurants, Travel, and AAA purchases.²
• 1% Cash Back on all other purchases.³
• $100 statement credit when you spend $1,000 within the first 90 days of account opening.⁴
• No Annual Fee or Foreign Transaction Fees.⁵

AAA Visa Credit Cards

From affordable auto loans and gift cards to banking partnerships and credit card options, AAA has a lot more to offer than meets the eye. So, the next time you're planning your finances or contemplating a new credit card, consider the hidden gems of AAA. They might just be the financial solutions you've been searching for.

AAA Financial Services

1 Offer is exclusive to AAA Daily Advantage Visa Signature Credit Card holders enrolled in the AAA Daily Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined. After that, purchases will earn 1% cash back for the remainder of the calendar year. Excludes third party insurance and offers, automobile extended warranties, and trip insurance. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageDailyTerms.

2 Offer is exclusive to AAA Travel Advantage Visa Signature Credit Card holders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $350 USD in cash back in a calendar year on the 5% category, and earn 1% cash back on all net eligible purchases thereafter. Excludes third-party insurance and offers, automobile extended warranties, and trip insurance. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms.

3 Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations.

4 Valid one time only. Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. Maximum of $100 statement credit per account.

5 For new accounts, as of September 2023: Variable Purchase APR of 19.24% to 33.24% based on the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 34.24%, based on Prime Rate. Minimum Interest Charge is $2. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.

Credit card offers are subject to credit approval.

AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.