It’s time to review your
Medicare plan for next year


Relax, we do the work for you
Start with a no-cost Medicare review with a AAA Medicare Licensed Advisor


Of all the destinations AAA can help you reach, you may be surprised to know that Medicare is one of them. Our experienced AAA Medicare Licensed Advisors don’t work for the insurance carriers. We work for you to ensure you get the Medicare plan that’s best for you.

We’ll discuss your medical, prescription drug and personal needs. Then we’ll shop the local and national plans available to you and provide an unbiased comparison of your best options. We’ll even get you enrolled if you decide to change plans.


It all starts with a complimentary Medicare review.

We compare. You decide.

This October, save time by letting AAA do the Medicare plan comparison shopping for you with a complimentary Medicare review by phone, video conference, or in person at one of our branches.

There’s no cost to you, and our AAA Medicare Licensed Advisors will shop the available plans to compare monthly plan premiums, prescription drug costs, copays, provider networks, and added benefits.

We compare, you decide

What to expect during your complimentary Medicare review

  • Listening Ear Icon

    Step 1

    We start by listening to you.

    Talk to us about what’s important in your health plan, what’s changing for next year, and what you’d like to change. Once we understand your needs, including medications you use and the doctors and specialists you see, we can be sure it’s all part of your plan.

  • Search Icon

    Step 2

    We shop the available plans.

    Let our experts do the research for you. We’ll compare the benefits and costs of your existing plan with others that may save you money and/or provide additional benefits. We’ll also ensure you have access to the medications you need at the lowest cost.

  • Review Sheet

    Step 3

    We provide an unbiased review.

    Our carriers include local and national insurance companies licensed to provide Medicare plans in your area. Our AAA Medicare Licensed Advisors will review all of them to find the options that best meet your needs.

  • Enrollment

    Step 4

    We get you enrolled.

    If your existing plan is still your best value, our work is done – and so is yours. Relax, knowing you’ll have the coverage that’s best for you and there’s nothing more you need to do. If you want to switch to another plan, we’ll get you enrolled.

AAA can save you time AND money.

During your complimentary Medicare review, we’ll evaluate monthly premiums, copayments, and out-of-pocket expenses to identify plans that can save you money. We’ll also look at extra benefits that aren’t covered by Medicare.


We work with your best interests at heart and will shop to find the best options for you, including plans that:

  • Save you money with affordable premiums       
  • Reduce your Medicare Part B premium with a giveback that puts money back into your Social Security check*
  • Provide affordable prescription drug coverage
  • Minimize your out-of-pocket costs
  • Offer extra benefits like dental, vision and hearing aid coverage
  • Provide over-the-counter pain relievers and supplements, transportation and home meal delivery*
*Not every carrier offers these plans or benefits
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Meet Our Medicare Team

Our AAA Medicare Licensed Advisors have years of experience and a wealth of knowledge about navigating your Medicare journey. All are licensed Medicare agents and are here to answer any questions. Call (877) 477-7120 to talk with a member of our Medicare team.
  • Teresa Jones.

    Teresa Jones, AAA Medicare Manager. Teresa has more than 15 years of Medicare sales experience with Independent Health in Buffalo, NY and more recently with AAA. Her leadership, expertise and tenure with the senior community sets AAA apart as your trusted Medicare resource.
  • Kristen Tenhagen

    Kristen Tenhagen, AAA Medicare Licensed Advisor. Kristen is a Licensed NYS Health Agent specializing in Medicare. Kristen’s father was faced with a serious health challenge which inspired her to pivot careers as she suddenly had to understand and make decisions regarding her father’s health insurance. She quickly studied, researched, and learned the many Medicare options available and determined what was the best choice for someone facing cancer treatment. Kristen is passionate about impacting the lives of Medicare beneficiaries as they seek to understand the complexity of Medicare and their options to ensure they are in the right Medicare plan that meets their unique needs.
  • Karen Anderson.

    Karen Anderson, AAA Medicare Licensed Advisor. Prior to joining the AAA Medicare team in 2020, Karen was a Medicare sales advisor for HealthNow (now Highmark) of WNY, helping Medicare members evaluate their plan options during the Annual Enrollment Period (AEP) each year.
  • Michael Matecki.

    Michael Matecki, AAA Medicare Licensed Advisor. Michael has a background in education and training, with a focus on Medicare since 2018. He has trained more than 100 Medicare specialists and advisors and now shares his expertise and knowledge with AAA members, helping them navigate through their Medicare options.
  • David Kamholz

    David Kamholz, AAA Medicare Licensed Advisor. With a background of 25 years in customer service and business management David has experience in working with a wide range of members and individuals, ensuring they receive the highest level of attention and care. His focus is always on building a strong relationship and foundation with our members and placing their needs as a priority while helping guide them on their Medicare journey.
  • Roman Crespo

    Roman Crespo, AAA Medicare Licensed Advisor. With a financial industry background, Roman has witnessed the challenges of individuals on a fixed income. Because of this, he is sensitive to the financial needs and limitations of Medicare beneficiaries. His priority is not only to find a Medicare plan that fits your needs, but to be your partner going forward to find Medicare plans that will grow with you. Building relationships with our members is very important to Roman.
  • Alex Mercado

    Alex Mercado, AAA Medicare Licensed Advisor. Alex has a Bachelor of Science in Sociology & a minor in social welfare. After graduating he worked as a Bilingual (Spanish speaking) social worker in Erie county for 7 years between two agencies; Erie county Children’s Services and the Learning Disabilities Association of WNY. Alex was a Certified application counselor with UnitedHealthcare for 5 years where he assisted individuals and families obtain free or low cost health coverage through the NYS of Health marketplace. He is excited to use his education and experience to help Medicare beneficiaries make the right decision for their health insurance.

Our Carriers

In helping you find the Medicare coverage that best fits your needs, we’ll shop for plans from these carriers. Some carriers and plans are only available in select counties within our territory.

  • Aetna®
  • Anthem (Empire BlueCross BlueShield)
  • CDPHP (Capital District Physicians' Health Plan, Inc.)
  • Excellus BlueCross BlueShield
  • Highmark® Blue Cross Blue Shield Western New York
  • Highmark® Blue Shield Northeastern New York
  • Humana
  • Independent Health
  • MVP Health Care
  • SilverScript (now part of Aetna Medicare)
  • UnitedHealthcare (including AARP)
  • Univera® Healthcare 
  • Wellcare™
Woman playing with her pet golden retriever.

Schedule your Medicare review

Your trusted friends at AAA are here for you! Call us at (877) 477-7120 or click the button below to schedule a no-cost Medicare review with one of our AAA Medicare Licensed Advisors.

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