It’s time to review your
Medicare plan for next year


Relax, we do the work for you
Start with a no-cost Medicare review with a AAA Medicare Licensed Advisor


Of all the destinations AAA can help you reach, you may be surprised to know that Medicare is one of them. Our experienced AAA Medicare Licensed Advisors don’t work for the insurance carriers. We work for you to ensure you get the Medicare plan that’s best for you.

We’ll discuss your medical, prescription drug and personal needs. Then we’ll shop the local and national plans available to you and provide an unbiased comparison of your best options. We’ll even get you enrolled if you decide to change plans.


It all starts with a complimentary Medicare review.

We compare. You decide.

This October, save time by letting AAA do the Medicare plan comparison shopping for you with a complimentary Medicare review by phone, video conference, or in person at one of our branches.

There’s no cost to you, and our AAA Medicare Licensed Advisors will shop the available plans to compare monthly plan premiums, prescription drug costs, copays, provider networks, and added benefits.

We compare, you decide

What to expect during your complimentary Medicare review

  • Listening Ear Icon

    Step 1

    We start by listening to you.

    Talk to us about what’s important in your health plan, what’s changing for next year, and what you’d like to change. Once we understand your needs, including medications you use and the doctors and specialists you see, we can be sure it’s all part of your plan.

  • Search Icon

    Step 2

    We shop the available plans.

    Let our experts do the research for you. We’ll compare the benefits and costs of your existing plan with others that may save you money and/or provide additional benefits. We’ll also ensure you have access to the medications you need at the lowest cost.

  • Review Sheet

    Step 3

    We provide an unbiased review.

    Our carriers include local and national insurance companies licensed to provide Medicare plans in your area. Our AAA Medicare Licensed Advisors will review all of them to find the options that best meet your needs.

  • Enrollment

    Step 4

    We get you enrolled.

    If your existing plan is still your best value, our work is done – and so is yours. Relax, knowing you’ll have the coverage that’s best for you and there’s nothing more you need to do. If you want to switch to another plan, we’ll get you enrolled.

AAA can save you time AND money.

During your complimentary Medicare review, we’ll evaluate monthly premiums, copayments, and out-of-pocket expenses to identify plans that can save you money. We’ll also look at extra benefits that aren’t covered by Medicare.


We work with your best interests at heart and will shop to find the best options for you, including plans that:

  • Save you money with affordable premiums       
  • Reduce your Medicare Part B premium with a giveback that puts money back into your Social Security check*
  • Provide affordable prescription drug coverage
  • Minimize your out-of-pocket costs
  • Offer extra benefits like dental, vision and hearing aid coverage
  • Provide over-the-counter pain relievers and supplements, transportation and home meal delivery*
*Not every carrier offers these plans or benefits
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Meet Our Medicare Team

Our AAA Medicare Licensed Advisors have years of experience and a wealth of knowledge about navigating your Medicare journey. All are licensed Medicare agents and are here to answer any questions. Call (877) 477-7120 to talk with a member of our Medicare team.
  • Teresa Jones.

    Teresa Jones, AAA Medicare Manager. Teresa has more than 15 years of Medicare sales experience with Independent Health in Buffalo, NY and more recently with AAA. Her leadership, expertise and tenure with the senior community sets AAA apart as your trusted Medicare resource.
  • Michelle Heferle.

    Michelle Heferle, AAA Medicare Licensed Advisor. Michelle has a long tenure in health care and worked for Blue Cross and Blue Shield for 30 years. Most recently, she was a Medicare sales advisor with Centene (formerly Fidelis) for three years prior to joining AAA in the fall of 2021.
  • Karen Anderson.

    Karen Anderson, AAA Medicare Licensed Advisor. Prior to joining the AAA Medicare team in 2020, Karen was a Medicare sales advisor for HealthNow (now Highmark) of WNY, helping Medicare members evaluate their plan options during the Annual Enrollment Period (AEP) each year.
  • Michael Matecki.

    Michael Matecki, AAA Medicare Licensed Advisor. Michael has a background in education and training, with a focus on Medicare since 2018. He has trained more than 100 Medicare specialists and advisors and now shares his expertise and knowledge with AAA members, helping them navigate through their Medicare options.
  • Lisa Walker

    Lisa Walker, AAA Medicare Licensed Advisor. Lisa has over 20 years of experience in health insurance. She held a variety of positions at Univera during her 11 years. She brought her expertise in Medicaid sales over to United Healthcare and built key community relationships with senior citizen based organizations for her Medicare sales team. She is a trusted resource to many who want to understand their Medicare plans.

Our Carriers

In helping you find the Medicare coverage that best fits your needs, we’ll shop for plans from these carriers. Some carriers and plans are only available in select counties within our territory.

  • Aetna®
  • Anthem (Empire BlueCross BlueShield)
  • CDPHP (Capital District Physicians' Health Plan, Inc.)
  • Excellus BlueCross BlueShield
  • Highmark® Blue Cross Blue Shield Western New York
  • Highmark® Blue Shield Northeastern New York
  • Humana
  • Independent Health
  • MVP Health Care
  • SilverScript (now part of Aetna Medicare)
  • UnitedHealthcare (including AARP)
  • Univera® Healthcare 
  • Wellcare™
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Schedule your Medicare review

Your trusted friends at AAA are here for you! Call us at (877) 477-7120 or complete and submit the form below to schedule a no-cost Medicare review with one of our AAA Medicare Licensed Advisors.

By calling or submitting this form, you agree that a AAA Medicare Licensed Advisor may contact you.

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