Medicare AEP is October 15 – December 7.

It’s time to review your Medicare plan for next year.


Our AAA Licensed Insurance Agents are here to personalize your experience. If you'd like us to contact you before scheduling an appointment, complete this form and we will reach out.

We do not offer every plan available in your area. Currently we represent 12 organizations which offer 65+ products in your area. Please contact , 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Relax and let AAA do the Medicare math for you this year.

Schedule a no-cost Medicare review with our experienced team.

The road to Medicare is easier to navigate with a trusted friend like AAA leading the way. Our experienced Medicare team is dedicated to finding the ideal Medicare coverage for you.

The Medicare Annual Enrollment Period (AEP) begins October 15th. This year, let our dedicated AAA Medicare team crunch the numbers for you with a no-cost Medicare Review. We’ll meet with you by phone, video conference or in person to understand your unique needs. Then we’ll compare plans to find the ideal coverage for you.

We work for you, not the insurance carriers. We’ll do the Medicare math and connect you to a plan that’s right for you.

Even if your current plan has only slight changes for 2024 – or none at all – we may be able to find a plan that can save you money. There’s no cost to find out.

We do the work for you with a no-cost Medicare review.

  • Listening Ear Icon

    Step 1

    We listen to you.

    We cater to your needs, factoring in cost, doctor and hospital access, prescriptions, and additional benefits you may not have today.

  • Search Icon

    Step 2

    We do the Medicare math.

    Our experts compare the benefits and costs of your existing plan with others that may save you money and/or provide additional benefits.

  • Review Sheet

    Step 3

    We provide an unbiased review.

    With access to with access to multiple trusted carriers,we’ll work to connect you to a plan that helps keep more money in your pocket.

  • Enrollment

    Step 4

    We get you enrolled.

    If your existing plan is still your best value, there’s nothing more to do. If you decide to switch plans, we’ll get you enrolled.

AAA can save you time AND money.

During your no-cost Medicare review, we’ll look for plans that can save you money, and we’ll also look at extra benefits that aren’t covered by Medicare. We work with your best interests at heart and will shop to find the right options for you, including plans that:

  • Could save you money with affordable premiums.
  • Prescription drug coverage is available on most plans.
  • Could potentially minimize your out-of-pocket costs.
  • Offer additional benefits that you may not have today.
    *Limitations and exclusions apply.
couple bicycling

Meet Our Medicare Team

Our AAA Licensed Insurance Agents have years of experience and a wealth of knowledge about navigating your Medicare journey. All are licensed Medicare agents and are here to answer any questions. Call (877) 477-7120 to talk with a member of our Medicare team.
  • Kristen Tenhagen

    Kristen Tenhagen, AAA Licensed Insurance Agent. Kristen is a Licensed NYS Health Agent specializing in Medicare. Kristen’s father was faced with a serious health challenge which inspired her to pivot careers as she suddenly had to understand and make decisions regarding her father’s health insurance. She quickly studied, researched, and learned the many Medicare options available and determined what was the best choice for someone facing cancer treatment. Kristen is passionate about impacting the lives of Medicare beneficiaries as they seek to understand the complexity of Medicare and their options to ensure they are in the right Medicare plan that meets their unique needs.
  • Michael Matecki.

    Michael Matecki, AAA Licensed Insurance Agent. Michael has a background in education and training, with a focus on Medicare since 2018. He has trained more than 100 Medicare specialists and advisors and now shares his expertise and knowledge with AAA members, helping them navigate through their Medicare options.
  • David Kamholz

    David Kamholz, AAA Licensed Insurance Agent. With a background of 25 years in customer service and business management David has experience in working with a wide range of members and individuals, ensuring they receive the highest level of attention and care. His focus is always on building a strong relationship and foundation with our members and placing their needs as a priority while helping guide them on their Medicare journey.
  • Roman Crespo

    Roman Crespo, AAA Licensed Insurance Agent. With a financial industry background, Roman has witnessed the challenges of individuals on a fixed income. Because of this, he is sensitive to the financial needs and limitations of Medicare beneficiaries. His priority is not only to find a Medicare plan that fits your needs, but to be your partner going forward to find Medicare plans that will grow with you. Building relationships with our members is very important to Roman.
  • Sam Bacher

    Sam Bacher, AAA Licensed Insurance Agent. Sam has a background in health insurance and customer service. As a licensed insurance agent with AAA, Sam makes it his mission to make the Medicare process as seamless as possible for our members. Medicare can be complicated and overwhelming; however, Sam will make sure he takes the time to discuss your wants, needs and/or concerns. He will make sure he weighs out all your options carefully and advises you on what plan will be the most beneficial for you. It is of utmost importance to Sam to simply help people, help his community and maintain good relationships with his clients and co-workers.

Our Carriers

In helping you find the Medicare coverage that best fits your needs, we’ll shop for plans from these carriers. Some carriers and plans are only available in select counties within our territory.

  • Aetna®
  • CDPHP (Capital District Physicians' Health Plan, Inc.)
  • Excellus BlueCross BlueShield
  • Highmark®
  • Humana
  • Independent Health
  • MVP Health Care
  • UnitedHealthcare
  • Univera® Healthcare
  • Wellcare™
Medicare calculator

By calling, you agree that a AAA Licensed Insurance Agent may contact you. AAA Insurance is provided through AAA Members Insurance Agency of Western & Central New York, Inc, which offers products through AAA-affiliated companies and non-affiliated companies. Not affiliated with any government agency including Medicare. We do not offer every plan available in your area. Currently we represent 12 organizations which offer 65+ products in your area. Please contact , 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Roadside Assistance Truck