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Life Insurance
Protect the ones you love when they’ll need it most.
Life insurance allows you to provide for your loved ones after your passing, with funding for expenses such as funeral costs, mortgage payments and medical bills.
We offer term life insurance if you want protection to cover a specific period of time. We also have permanent products such as whole life insurance and universal life insurance products designed to build cash value.
Enjoy the peace of mind of knowing that your loved ones are protected. Request a quote today from one of our life insurance specialists.
How much coverage do you need? Some things to consider:
Expenses
Make sure to plan for any estate and inheritance taxes, unpaid debts (including hospital bills) and funeral expenses.
Educational Funds
You can help cover the cost of your children’s education—from elementary school through college.
Emergency Fund
In case of a sudden lifestyle change for your family, you can help cover unexpected expenses.
Mortgage and Rent
Insurance can help to pay planned monthly expenses like mortgage, or assist with rent payments.
Income Replacement
Depending on your policy, this can replace up to 10 ten times your current annual income.
Payment of Debts
Help your family with the payment of unsettled debts you may have including auto loans, credit cards, and more.
Insurance products sold through AAA Members Insurance Agency of Western & Central New York, Inc., are underwritten by various insurance providers including CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting guidelines, and applicable laws. Applicants may not qualify for all coverages, benefits, and discounts. Discounts are subject to eligibility requirements. Insurance coverage is not included in the price of AAA Membership. Participants in insurance programs incur separate costs for insurance. Life Insurance is underwritten by AAA Life Insurance Company of New York, Garden City, NY. AAA Life Insurance Company of New York is only licensed in New York. Administrative office: 17900 N Laurel Park Dr., Livonia, MI 48152. © 2024 AAA Western and Central New York.